Do movers take credit cards

Yes, some movers take credit cards as a mode of payment, but others don’t. If they don’t take it, there is a sneaky trick to still pay with your credit card.

If you’re dealing with a legitimate moving company, you’ll find that they accept multiple modes of payment. This range from credit cards, cash and Paypal. Credit card payment is not only convenient, but it also leaves a paper trail which makes it easy to deal with any charge dispute that might arise.

Although most companies would prefer you to make a balance transfer to avoid fees, or they will pass those fees to you. Whether you’re paying for the move or tipping the mover, you should always inquire first to ensure that you have the correct mode of payment.

Your removal company doesn’t accept Credit Cards?

You can still pay with your credit card by using Money Transfer. What it means is that the credit card companies send your money to your current count, and you then pay the removal company their preferred method. This way, you get to use your credit card funds, and you can get up to 12 months of free interest credit when you apply for a new card.

Advantages of paying for your move using a credit card

If you want to use your credit card as the payment mode for your move, the first step should be ensuring that you have the right card and that your credit limit is enough to cover the cost. You should also know whether there are any charges or fees that apply. Here are some of the benefits of paying your movers using a credit card.

It is convenient

Making payment via credit card is convenient for both the mover and the client. As the client, you won’t have to deal with the burden of carrying large sums of cash or the exact amount at hand. Your mover also won’t have to go through the hassle of making trips to the bank to deposit your payment.

You might get some rewards

Depending on the type of credit card you have, you can either get cash back or a different type of reward. For example, with the AMEX card, you also get extra Nectar points. Great for Sainsbury’s shoppers.

It’s a secure option.

Using a credit card guarantees you a paper trail of the payment you’ve made. It will also give you the chance to keep track of your expenses. In case you are not satisfied with the service you have received or a dispute about the charges arises, you can easily get a refund, which is much easier compared to if you were to use money from your current account. You should always make sure you have all your receipts and documentation of the transaction in a safe place.

Get a Payment plan so you can pay in instalment

If you decide to go the route with a Money transfer, you can pay the moving company right away. Then use the promotion period of Interest-free from your credit card. It is best to set direct debit to your credit card so you can pay off the balance at the end of your promotional interest free Month.

Even though paying for a move using a credit card has several advantages, it also comes with some downsides. Some of the drawbacks you need to know about include the following.

• Transaction fees and other charges
• The possibility of interest charges
• Delays in clearing payment

To avoid some of the risks associated with using your credit card to pay for your move, it’s advisable to use a secure payment portal or website to prevent your personal details from landing in the wrong hands. Consult with your mover to see if you can pay with a credit card if not, go the money transfer route.